Is it Time to Upgrade Your Engagement and Wedding Rings?

Lisa Vanderpump of Real Housewives of Beverly Hills fame wears a gorgeous 20-carat engagement ring, but that’s not the ring that her husband of 29 years, Todd, gave her when he proposed. The more modest ring was upgraded to the huge stunner after the couple earned millions in the restaurant business.

Lisa Vanderpump of Real Housewives of Beverly gorgeous 20-carat engagement ring.

For the Vanderpumps, it seems that the time to upgrade was when they could afford a rock that would land them on “Most Expensive Celebrity Bling” lists. But what about people who will never be able to afford that kind of over-the-top jewelry? How do you know when it is time to upgrade? There are basically two criteria to consider.

You Can Afford It

It’s not really a smart decision to go into debt just to upgrade your engagement ring. After all, it’s been doing the job for however many years that you’ve been married. You should only upgrade to a bigger ring when you can do so without going into debt over the decision.

You Want It

Seems obvious, right? But some people upgrade their engagement ring just because they can afford it – even if they are perfectly happy with their current ring. For many people, there is something irreplaceable about that first engagement ring. If you are one of those sentimental types then keep the current ring and tell your hubby to upgrade your jewelry wardrobe with a fabulous anniversary ring or some other type of jewelry.

Keep the jewelry coming, but you don’t have to get rid of the original engagement ring, no matter how small.  Continuing wearing the more modest engagement ring as a reminder of how far you have come during your years together.

Ready to Upgrade?

If you decide that you are ready to upgrade then it is a good idea to get some input from the one who will be wearing the ring. This doesn’t necessarily mean she has to be there to select the exact ring (but there is nothing wrong with that!), but hubby should at least get an idea of what she likes as far as shapes, settings and sizes.

Getting her input will mean that she’ll love the ring and – maybe – she won’t want to upgrade again  soon.

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